:root{
  --paper:#f7f6f5; --card:#ffffff; --ink:#24292d; --ink-soft:#4c565d; --mur:#7d878d;
  --ember:#d5613a; --ember-dark:#b8451f; --ember-deep:#7a2c12; --ember-soft:#fbe8e5; --ember-line:#f0d3c5;
  --amber:#8a6d1f; --amber-bg:#f4ecd8; --line:#e4e2df; --line-strong:#d6d2cc;
  --green:#2e9e5b; --white:#ffffff; --r:14px;
  --shadow:0 10px 30px rgba(36,41,45,.10);
  --serif:'Palatino Linotype','Book Antiqua',Palatino,Georgia,serif;
  --sans:'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:90px}
body{font-family:var(--sans);color:var(--ink);background:var(--paper);font-size:16.5px;line-height:1.62;-webkit-font-smoothing:antialiased;overflow-x:hidden;-webkit-tap-highlight-color:transparent;text-rendering:optimizeLegibility}
img,svg{max-width:100%;vertical-align:middle}
a{color:var(--ember);text-decoration:none}
button{font-family:inherit;touch-action:manipulation}
@media (hover:none){a:hover{text-decoration:none}}
a:hover{text-decoration:underline}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.topbar{background:var(--ink);color:#c3cbd0;font-size:13px;padding:8px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;align-items:center}
.topbar a{color:#fff;font-weight:600}
header.site{position:sticky;top:0;z-index:50;background:rgba(247,246,245,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.hnav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:13px 0}
.logo{font-family:var(--serif);font-size:24px;font-weight:700;color:var(--ink);letter-spacing:-.3px}
.logo b{color:var(--ember)}
.mnav{display:flex;align-items:center;gap:22px;list-style:none}
.mnav a{color:var(--ink-soft);font-weight:600;font-size:15px}
.mnav a:hover{color:var(--ember);text-decoration:none}
.mnav a.act{color:var(--ember-dark)}
.mnav li .hcta{display:none}
.hcta{background:var(--ember);color:#fff !important;padding:10px 16px;border-radius:10px;font-size:14.5px;white-space:nowrap}
.hcta:hover{filter:brightness(1.06)}
.burger{display:none;background:none;border:1px solid var(--line-strong);border-radius:9px;width:42px;height:40px;font-size:20px;cursor:pointer;color:var(--ink);line-height:1}
.page{margin:34px 0 62px}
.breadcrumbs{font-size:13.5px;color:var(--mur);margin-bottom:18px}
.breadcrumbs a{color:var(--mur)}
h1{font-family:var(--serif);font-size:40px;line-height:1.16;letter-spacing:-.5px}
h2{font-family:var(--serif);font-size:28px;line-height:1.25;letter-spacing:-.3px;margin:0 0 14px}
h3{font-family:var(--serif);font-size:21px;line-height:1.3;margin:0 0 10px}
p{margin:0 0 14px}
.lead{font-size:19px;color:var(--ink-soft);max-width:62ch}
.center{text-align:center}
.section{margin:0 0 54px}
.two-col{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:38px;align-items:start}
.article{min-width:0}
.money-hero{background:linear-gradient(180deg,#ffffff,var(--paper));border:1px solid var(--line);border-radius:var(--r);padding:38px 40px;margin-bottom:46px}
.money-hero h1{margin-bottom:14px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;background:var(--ember);color:#fff;font-weight:700;padding:13px 20px;border-radius:11px;font-size:15.5px;box-shadow:0 6px 16px rgba(213,97,58,.22);transition:transform .12s,background .12s,box-shadow .12s}
.btn:hover{filter:brightness(1.05);text-decoration:none;transform:translateY(-1px)}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--line-strong)}
.btn.ghost:hover{border-color:var(--ember);color:var(--ember);background:#fff}
.btn.amber{background:var(--amber);color:#fff}
.hero-cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.hero-note{font-size:14px;color:var(--mur);margin-top:12px}
.hero{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;margin-bottom:56px}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:700;letter-spacing:.4px;text-transform:uppercase;color:var(--ember-dark);background:var(--ember-soft);border:1px solid var(--ember-line);border-radius:99px;padding:6px 14px;margin-bottom:20px}
.eyebrow .pulse{width:7px;height:7px;border-radius:50%;background:var(--ember);animation:pulse 2s infinite}
@keyframes pulse{0%{box-shadow:0 0 0 0 rgba(213,97,58,.35)}70%{box-shadow:0 0 0 8px rgba(213,97,58,0)}100%{box-shadow:0 0 0 0 rgba(213,97,58,0)}}
.hero h1{font-size:50px;line-height:1.08;letter-spacing:-1px;margin-bottom:0}
.hero .sub{font-size:17px;color:var(--ink-soft);max-width:52ch;margin:16px 0 0}
.hero .sub b{color:var(--ink)}
.cta-row{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:26px}
.hero-trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:22px;font-size:13px;color:var(--mur)}
.hero-trust span{display:inline-flex;align-items:center;gap:6px}
.hero-trust .ck{color:var(--ember);font-weight:800}
.art{position:relative}
.report{background:var(--card);border:1px solid var(--line);border-radius:16px;box-shadow:0 30px 60px -18px rgba(36,41,45,.22);overflow:hidden}
.report .rhead{display:flex;align-items:center;gap:8px;padding:13px 16px;border-bottom:1px solid var(--line);background:#fbfaf8}
.report .rhead .dots{display:flex;gap:5px}
.report .rhead .dots i{width:9px;height:9px;border-radius:50%;display:block}
.report .rhead .dots i:nth-child(1){background:#f4a06a}
.report .rhead .dots i:nth-child(2){background:#e8c05a}
.report .rhead .dots i:nth-child(3){background:#79c98a}
.report .rhead .rtitle{margin-left:8px;font-size:11px;color:var(--mur);font-family:Consolas,monospace}
.report .rhead .rbadge{margin-left:auto;font-size:10.5px;font-weight:700;color:var(--ember-dark);background:var(--ember-soft);padding:3px 9px;border-radius:99px}
.report .rbody{padding:18px 18px 20px}
.report .rkpi{display:flex;justify-content:space-between;gap:10px;margin-bottom:16px}
.report .rkpi .k{flex:1;border:1px solid var(--line);border-radius:10px;padding:10px 12px}
.report .rkpi .k .lab{font-size:9.5px;text-transform:uppercase;letter-spacing:.4px;color:var(--mur);font-weight:700}
.report .rkpi .k .val{font-size:19px;font-weight:800;color:var(--ink);font-variant-numeric:tabular-nums;letter-spacing:-.4px;margin-top:2px}
.report .rkpi .k .up{font-size:10px;color:#278a4c;font-weight:700}
.report .rkpi .k.acc .val{color:var(--amber)}
.report .rkpi .k.acc .lab:after{content:"*"}
.report .chart-lab{display:flex;justify-content:space-between;font-size:10px;color:var(--mur);font-weight:700;text-transform:uppercase;letter-spacing:.4px;margin-bottom:8px;padding:0 2px}
.report .bars{display:flex;align-items:flex-end;gap:5px;height:110px;border-bottom:1px solid var(--line);padding:0 4px}
.report .bars .b{flex:1;background:linear-gradient(180deg,#e9b3a2,#f3d9cf);border-radius:4px 4px 0 0;position:relative;min-height:6px;transition:background .2s}
.report .bars .b.hi{background:linear-gradient(180deg,var(--ember),#e8967a)}
.report .bars .b.hi:after{content:"";position:absolute;top:-6px;left:50%;transform:translateX(-50%);width:0;height:0;border-left:5px solid transparent;border-right:5px solid transparent;border-bottom:6px solid var(--amber)}
.report .chart-x{display:flex;gap:5px;margin-top:6px;padding:0 4px}
.report .chart-x span{flex:1;font-size:8.5px;color:var(--mur);text-align:center}
.report .foot-note{padding:10px 16px;border-top:1px solid var(--line);font-size:10.5px;color:var(--mur);background:#fbfaf8}
.report .foot-note b{color:var(--ink)}
.art .float-card{position:absolute;bottom:-20px;left:-26px;background:var(--card);border:1px solid var(--line);border-radius:12px;box-shadow:0 16px 34px -12px rgba(36,41,45,.3);padding:12px 16px;font-size:12px;color:var(--ink-soft)}
.art .float-card .big{font-size:20px;font-weight:800;color:var(--ember-dark);font-family:var(--serif);letter-spacing:-.4px}
.art .float-card2{position:absolute;top:26px;right:-22px;background:var(--card);border:1px solid var(--line);border-radius:12px;box-shadow:0 16px 34px -12px rgba(36,41,45,.3);padding:10px 14px;font-size:11.5px;color:var(--ink-soft)}
.art .float-card2 .row{display:flex;align-items:center;gap:7px}
.art .float-card2 .bar-sm{width:60px;height:5px;border-radius:99px;background:var(--line);overflow:hidden}
.art .float-card2 .bar-sm i{display:block;height:100%;width:84%;border-radius:99px;background:var(--ember)}
.strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fdfcf9;margin-bottom:56px}
.strip .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.strip .p{display:flex;align-items:center;gap:12px;padding:20px 14px;border-right:1px solid var(--line)}
.strip .p:last-child{border-right:0}
.strip .ic{width:34px;height:34px;border-radius:9px;background:var(--ember-soft);color:var(--ember-dark);display:flex;align-items:center;justify-content:center;font-size:16px;flex:0 0 auto}
.strip .p b{display:block;font-size:14px;color:var(--ink)}
.strip .p span{font-size:11.5px;color:var(--mur)}
.sec-head{max-width:640px;margin-bottom:34px}
.sec-head.center{text-align:center;margin-left:auto;margin-right:auto}
.kicker{font-size:11.5px;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:var(--ember);margin-bottom:8px}
.sec-head h2{font-family:var(--serif);font-size:32px;line-height:1.15;letter-spacing:-.6px}
.sec-head p{color:var(--mur);font-size:15px;margin-top:10px}
.audit{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.audit-list{display:flex;flex-direction:column;gap:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:var(--card)}
.audit-list .it{display:flex;gap:14px;padding:16px 18px;border-bottom:1px solid var(--line);align-items:flex-start}
.audit-list .it:last-child{border-bottom:0}
.audit-list .no{font-family:Consolas,monospace;font-size:13px;font-weight:700;color:var(--ember-dark);border:1px solid var(--ember-line);background:var(--ember-soft);border-radius:8px;padding:2px 8px;flex:0 0 auto;margin-top:2px}
.audit-list .it b{display:block;font-size:14.5px;color:var(--ink)}
.audit-list .it p{font-size:12.5px;color:var(--mur);margin-top:2px}
.audit-side{position:sticky;top:96px}
.audit-card{background:var(--ink);border-radius:var(--r);color:#dce2e7;padding:26px;box-shadow:0 24px 50px -20px rgba(36,41,45,.5)}
.audit-card .ahead{font-family:var(--serif);font-size:20px;color:#fff;margin-bottom:6px}
.audit-card .arow{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px solid #38414a;font-size:14px}
.audit-card .arow:last-of-type{border-bottom:0}
.audit-card .arow .l{color:#9aa3aa;font-size:12.5px}
.audit-card .arow .v{font-weight:700;color:#fff;font-variant-numeric:tabular-nums}
.audit-card .arow .v.good{color:#6fcf97}
.audit-card .arow .v.bad{color:#ff9b88}
.audit-card .adata{font-size:11px;color:#768089;margin-top:12px}
.process{background:var(--card);border-top:1px solid var(--line);border-bottom:1px solid var(--line);margin-bottom:56px}
.psteps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.pstep{border:1px solid var(--line);border-radius:var(--r);padding:22px 20px;background:#fff}
.pstep .n{font-family:var(--serif);font-size:30px;color:var(--ember-soft);font-weight:700;line-height:1;border:1px solid var(--line);border-radius:10px;width:44px;height:44px;display:flex;align-items:center;justify-content:center;background:#fff}
.pstep .med{font-size:10.5px;font-weight:800;text-transform:uppercase;letter-spacing:.6px;color:var(--mur);margin-top:14px;display:block}
.pstep h3{font-size:19px;margin:4px 0 6px}
.pstep p{font-size:12.8px;color:var(--mur)}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.kpi{border:1px solid var(--line);border-radius:var(--r);background:var(--card);padding:20px 18px}
.kpi .knum{font-family:var(--serif);font-size:34px;font-weight:700;letter-spacing:-.8px;color:var(--ember-dark)}
.kpi .knum .u{font-size:18px;color:var(--mur)}
.kpi h4{font-size:14px;color:var(--ink);margin-top:4px}
.kpi p{font-size:12px;color:var(--mur);margin-top:4px}
.kpi .knote{font-size:10px;color:var(--mur);margin-top:8px}
.kpi.alt{background:var(--ink);border-color:var(--ink)}
.kpi.alt .knum{color:#e9a58c}
.kpi.alt h4{color:#fff}
.kpi.alt p{color:#9aa3aa}
.kpi.alt .knote{color:#768089}
.grid{display:grid;gap:18px}
.three{grid-template-columns:repeat(3,1fr)}
.two{grid-template-columns:repeat(2,1fr)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--shadow)}
.card h3{margin-bottom:8px}
.card p{font-size:15.5px;color:var(--ink-soft);margin:0}
.card .k{font-size:13px;color:var(--ember);font-weight:700;text-transform:uppercase;letter-spacing:.08em;display:block;margin-bottom:8px}
.side{position:sticky;top:96px}
.sidecard{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;margin-bottom:18px}
.sidecard h3{font-size:18px}
.sidecard a{display:block;padding:5px 0;font-size:15px}
.plans{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.plan{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;box-shadow:var(--shadow)}
.plan.pop{border:2px solid var(--ember);box-shadow:0 18px 40px -14px rgba(213,97,58,.25);position:relative}
.pop-badge{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--ember);color:#fff;font-size:12px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;padding:4px 14px;border-radius:20px;white-space:nowrap}
.plan h3{font-size:22px}
.plan .pp{font-family:var(--serif);font-size:44px;font-weight:700;margin:10px 0 2px;font-variant-numeric:tabular-nums}
.plan .pu{font-size:14px;color:var(--mur);margin-bottom:16px}
.plan ul{list-style:none;margin:0 0 18px;flex:1}
.plan li{padding:6px 0 6px 26px;position:relative;font-size:15px;color:var(--ink-soft)}
.plan li:before{content:"\2713";position:absolute;left:0;top:6px;color:var(--ember);font-weight:800}
.plan .btn{width:100%}
.cta{border:none}
.cta band{display:block}
.cta-wrap{background:linear-gradient(135deg,var(--ink),#161a1e);border-radius:var(--r);color:#fff;padding:40px;text-align:center}
.cta-wrap h2{color:#fff}
.cta-wrap p{color:#c3cbd0}
.cta-wrap .btn{background:var(--ember);color:#fff}
.cta-wrap .btn:hover{filter:brightness(1.08)}
.cta-wrap .hero-note{color:#9aa3aa}
.steps{counter-reset:st;list-style:none;margin:0}
.steps li{counter-increment:st;position:relative;padding:0 0 22px 46px;color:var(--ink-soft)}
.steps li:last-child{padding-bottom:0}
.steps li:before{content:counter(st);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--ember);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:15px}
.facts{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:22px 0}
.fact{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px}
.fact b{display:block;font-family:var(--serif);font-size:22px;color:var(--ember-dark)}
.fact span{font-size:13.5px;color:var(--ink-soft)}
details.faq{border:1px solid var(--line);border-radius:12px;padding:0 20px;margin-bottom:10px;background:var(--card)}
details.faq summary{cursor:pointer;font-weight:700;padding:17px 0;color:var(--ink);font-size:16px}
details.faq p{padding:0 0 17px;color:var(--ink-soft)}
.tblw{overflow-x:auto;border:1px solid var(--line);border-radius:12px;background:var(--card)}
table.tbl{width:100%;border-collapse:collapse;font-size:15px;min-width:560px}
.tbl th{background:var(--paper);text-align:left;padding:12px 16px;font-size:13.5px;text-transform:uppercase;letter-spacing:.05em;color:var(--ember-dark)}
.tbl td{padding:12px 16px;border-top:1px solid var(--line);color:var(--ink-soft)}
.tbl tr:nth-child(even) td{background:#fbfaf8}
.check li{list-style:none;padding:4px 0 4px 26px;position:relative}
.check li:before{content:"\2713";position:absolute;left:0;color:var(--ember);font-weight:800}
.city-grid{grid-template-columns:repeat(3,1fr)}
.city-card{display:block;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px;box-shadow:var(--shadow)}
.city-card b{display:block;font-family:var(--serif);font-size:19px;color:var(--ink)}
.city-card span{font-size:14px;color:var(--mur)}
.tag{display:inline-block;background:var(--ember-soft);color:var(--ember-dark);font-size:12.5px;font-weight:700;border-radius:6px;padding:3px 9px;margin-bottom:12px}
footer.site{background:var(--ink);color:#c3cbd0;margin-top:60px}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;padding:44px 0 34px}
.fcols h3{color:#fff;font-size:16px;margin-bottom:12px}
.fcols a{color:#aeb7bd}
.fcols a:hover{color:#fff}
.fcols li{list-style:none;padding:3px 0;font-size:14.5px}
.fcols p{font-size:14.5px}
.fbot{border-top:1px solid rgba(255,255,255,.14);padding:16px 0;font-size:13px;color:#8b949b}
.fbot .wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.calfloat{position:fixed;right:22px;bottom:22px;z-index:60;background:var(--ember);color:#fff;border-radius:50px;padding:13px 19px;display:flex;align-items:center;gap:9px;font-weight:700;box-shadow:0 10px 30px rgba(213,97,58,.35)}
.calfloat:hover{filter:brightness(1.06);text-decoration:none}
.nf{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:60px 40px;text-align:center;margin:60px 0}
.nf h1{font-size:52px;color:var(--ember)}
.mnote{font-size:14px;color:var(--mur)}
@media (max-width:1024px){
  .fcols{grid-template-columns:1fr 1fr}
}
@media (max-width:900px){
  .two-col{grid-template-columns:1fr}
  .side{position:static}
  .plans,.three,.city-grid{grid-template-columns:1fr}
  .facts{grid-template-columns:repeat(2,1fr)}
  .hero{grid-template-columns:1fr;gap:40px}
  .hero h1{font-size:40px}
  .audit{grid-template-columns:1fr;gap:24px}
  .audit-side{position:static}
  .psteps{grid-template-columns:1fr 1fr}
  .kpis{grid-template-columns:1fr 1fr}
  .strip .wrap{grid-template-columns:1fr 1fr}
  .strip .p{border-bottom:1px solid var(--line)}
  .strip .p:nth-child(2){border-right:0}
  .art .float-card{left:0}
  .art .float-card2{right:0}
}
@media (max-width:760px){
  body{font-size:16px}
  h1{font-size:31px}
  h2{font-size:24px}
  .wrap{padding:0 18px}
  .money-hero{padding:26px 20px}
  .cta-wrap{padding:28px 20px}
  .mnav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--card);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:10px 18px 18px;gap:2px;box-shadow:0 18px 40px -20px rgba(36,41,45,.35)}
  .mnav.open{display:flex}
  .mnav a{padding:12px 4px;font-size:16px;border-bottom:1px solid var(--line);border-radius:0}
  .mnav li:last-child a{border-bottom:none}
  .mnav .hcta{display:block;margin-top:10px;text-align:center;border-radius:10px;border:none}
  .hnav{padding:10px 0;gap:8px}
  .hnav .hcta{padding:9px 12px;font-size:12.5px}
  .burger{display:block}
  .fcols{grid-template-columns:1fr;gap:26px}
  .topbar .wrap{flex-direction:column;gap:6px;text-align:center}
  .calfloat{right:16px;bottom:16px;padding:12px 16px}
}
@media (max-width:560px){
  h1{font-size:27px}
  h2{font-size:22px}
  h3{font-size:19px}
  .lead{font-size:17px}
  .wrap{padding:0 16px}
  .page{margin:26px 0 46px}
  .money-hero{padding:24px 16px}
  .hero .sub{font-size:16px}
  .hero h1{font-size:34px}
  .sec-head h2{font-size:26px}
  .psteps{grid-template-columns:1fr}
  .kpis{grid-template-columns:1fr}
  .strip .wrap{grid-template-columns:1fr}
  .strip .p{border-bottom:1px solid var(--line)}
  .grid.two{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr 1fr;gap:10px}
  .fact b{font-size:20px}
  .hero-cta{flex-direction:column}
  .hero-cta .btn{width:100%;justify-content:center}
  .card{padding:20px}
  .plan{padding:22px}
  .plan .pp{font-size:38px}
  .breadcrumbs{font-size:12.5px;overflow-wrap:anywhere}
  .topbar{font-size:12px}
  .calfloat{right:12px;bottom:12px;padding:11px 14px;font-size:13.5px}
  .hnav .hcta{display:none}
  .cta-wrap{padding:26px 16px}
}
@media (max-width:380px){
  .facts{grid-template-columns:1fr}
  .fact{border-radius:10px;padding:13px}
  .logo{font-size:21px}
}